Terms and Conditions
Effective Date: October 9, 2025
Please read these terms and conditions carefully before using this site:
Welcome to Stanely Ellis (Pty) Ltd (“the Company”). These Terms and Conditions (“Terms”) govern your access to and use of our website, stanleyellis.co.za (the “Site”), and any related services provided by the Company (collectively, the “Services”).
By accessing or using the Site or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms as well as our separate Privacy Policy.
1. No Individual Financial or Investment Advice
1.1. Information for Educational Purposes Only: The content provided on the Site, including articles, blog posts, calculators, general market commentary, or analysis, is for educational and informational purposes only. It is not, and should not be construed as, personalised financial, investment, tax, legal, or accounting advice.
1.2. No Fiduciary Duty: Unless and until you enter into a formal, separate, written advisory agreement signed by both you and an authorised representative of the Company, no fiduciary or advisory relationship is established between you and the Company solely through your use of this Site.
1.3. Reliance on Content: You acknowledge and agree that any reliance upon any information on the Site shall be at your sole risk.
2. Risk Warning and Performance Disclaimer
2.1. Investment Risk: You understand that investing in financial markets involves substantial risk of loss. The value of investments and any income derived from them can go down as well as up.
2.2. Past Performance: Past performance is not indicative of future results. Any hypothetical, estimated, or past performance results discussed on the Site are provided for illustrative purposes only and should not be relied upon as a basis for making investment decisions.
3. Regulatory Status and Disclosure
3.1. Company Status: Stanley Ellis (Pty) Ltd is registered in the jurisdiction of the Republic of South Africa.
3.2. Client Relationship Documentation: Any formal relationship, including the scope of services, fees, and responsibilities, will be governed exclusively by a separate, written Client Agreement, which supersedes these Terms with respect to the advisory relationship.
4. User Warranties and Responsibilities
4.1. Accuracy of Information: You warrant and represent that all information you provide to the Company, whether through the Site, email, or other communication, including financial status, investment objectives, and personal details, is and will remain true, accurate, current, and complete.
4.2. Legal Capacity: You warrant that you are of legal age and possess the legal capacity to enter into these Terms and, where applicable, a separate Client Agreement.
4.3. Timely Disclosure: You are responsible for immediately notifying the Company of any material change in your financial situation, investment objectives, or the accuracy of information previously provided.
5. Compensation and Fee Disclosure
5.1. Fee Structure: We may earn compensation in connection with the Services. Our general methods of compensation include monthly retainer fees, hourly consulting fees, or once-off project-based fees.
5.2. Detailed Fee Schedule: A complete and detailed explanation of our fees, costs, and potential conflicts of interest will be provided upon request.
6. Scope of General Site Services
6.1. General Service Offering: The Company provides access to the Site for the purpose of general financial education, viewing market information, and accessing contact resources.
6.2. Exclusions: These Terms cover only your use of the public Site and Services. They do not cover, define, or substitute for the specific, individualised advisory services, account management, or investment strategies provided under a separate, formal, signed Client Agreement. The scope of any formal client relationship is defined exclusively by that separate document.
7. Accessing Our Site and Security
7.1. Site Availability: We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. Access to our Site is permitted on a temporary basis. We may suspend, withdraw, discontinue, or change all or any part of our Site without notice. We will not be liable to you if for any reason our Site is unavailable at any time or for any period.
7.2. User Responsibility: You are responsible for making all arrangements necessary for you to have access to our Site, including necessary hardware and software. You are responsible for configuring your information technology and platform and using your own virus protection software.
7.3. Online Security: We do not guarantee that our Site will be secure or free from bugs or viruses. While we make reasonable efforts to maintain security, we cannot accept any liability for damage sustained as a result of infection by computer viruses, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it.
8. Intellectual Property Rights
8.1. Ownership: All content, graphics, user interface, software, trade secrets, trademarks, service marks, logos, and other intellectual property (“IP”) on the Site are the exclusive property of Stanley Ellis (Pty) Ltd or its licensors.
8.2 Permitted Use: You may print off one copy, and may download extracts, of any page(s) from the Site for your personal, non-commercial use only.
8.3. Restrictions: You must not copy, reproduce, distribute, or create derivative works from the Site content without our express prior written permission. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, nor use any part of the content on our Site for commercial purposes without obtaining a licence to do so from us.
9. Prohibited Activities
9.1. Unauthorised Use: You agree not to use the Site in any way that violates any applicable local, national, or international law or regulation.
9.2. Explicit Prohibitions: You agree not to:
- Attempt to gain unauthorised access to the Site or its systems
- Transmit malicious code, viruses, or harmful components
- Engage in automated data collection, scrapping or harvesting
- Misuse the Site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful
- Impersonating another person or entity
10. Limitation of Liability, Disclaimer of Warranties and Indemnification
10.1. Site Provided “As-Is”: The Site and Services are provided on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation or availability of the Site, the content, or the products/services offered, and we make no representations or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
10.2. Liability Cap: To the fullest extent permitted by law, in no event will the Company be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits or lost data, arising from your use of the Site, including any loss or damage caused by a virus or other technologically harmful material or by the use of, or reliance on, any content displayed on the Site.
10.3. Force Majeure: The Company shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond the Company’s reasonable control, including but not limited to mechanical, electronic, or communications failure or degradation (including line-noise interference).
10.4. Indemnification: You agree to indemnify, defend and hold harmless Stanley Ellis (Pty) Ltd and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees that such parties may incur as a result of or arising from violation or breach of these Terms; misuse of the Site or Services; or violation of any rights of a third party.
11. Third-Party Links and Linking to Our Site
11.1. Third-Party Links: The Site may contain links to other websites or resources for your convenience. We do not review, endorse, or assume responsibility for the content, products, goods, or services on or available from such external sites or resources, and we will not be liable for any loss or damage that may arise from your use of them.
11.2. Linking to Our Site: You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice.
12. Privacy Policy
We care about data privacy and security. Please review our separate Privacy Policy, to understand how we collect, use, and share information about you.
13. Governing Law and Dispute Resolution
13.1. Governing Law: These Terms and your use of the Site are governed by and construed in accordance with the laws of the Republic of South Africa, without regard to its conflict of law principles.
13.2. Dispute Resolution: Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved through good faith negotiation. If unsuccessful, the dispute will be settled through arbitration in accordance with the rules of the Arbitration Foundation of South Africa (AFSA) in Gauteng, South Africa. Notwithstanding the foregoing, the parties agree to the non-exclusive jurisdiction of the High Court of South Africa, Gauteng Division, Pretoria, for any applications to compel arbitration or enforce an arbitration award.
14. Modifications and Termination
14.1. Changes to Terms: We reserve the right to revise these Terms at any time. The updated version of the Terms will be indicated by a new “Effective Date” at the top of this document. Your continued use of the Site after the posting of revised Terms constitutes your acceptance of the changes.
14.2. Termination: We reserve the right, without notice and in our sole discretion, to deny access to the Services to any person for any reason, including for breach of any representation, warranty, or covenant contained in these Terms.
15. Contact Information
For questions or concerns regarding these Terms, please contact us at: glen@stanleyellis.co.za